# Cyberzio > Cyberzio Innovations Pvt. Ltd. makes simple software for small businesses in India: pawn shops, retail shops, clinics, sports venues and service businesses. Every product comes with setup, data migration from Excel or registers, staff training and support. The five Cyberzio business products are a one-time purchase with no monthly fee; a yearly support plan (AMC) is optional. TOKENN and TurfAccess are pay-per-use products on their own websites. A free demo is available on WhatsApp. ## Products - [Pawn Shop ERP](https://www.cyberzio.com/products/pawn-shop-erp): Software for pawn shops and gold-loan counters. Stock with barcodes, loans and pledges with interest and due dates, customer records with ID proof, automatic loan reminders, one-click audit reports. - [Simple POS](https://www.cyberzio.com/products/simple-pos): Billing software for retail shops, cafes and small restaurants. Bills in seconds, stock that updates on every sale, cash, UPI and card on one bill, GST-ready bills, daily reports. - [TradeDesk](https://www.cyberzio.com/products/tradedesk): "One desk for stock and sales". Billing and stock software for GST wholesale and dealer shops (garments, footwear, stationery, hardware, FMCG). Purchases, stock kept in pieces and sold by piece, dozen or box, GST invoices with CGST/SGST or IGST, drafts, returns, payments, customer and vendor ledgers, GST and Day Book reports with Excel export. - [Clinic OPD Management](https://www.cyberzio.com/products/clinic-opd): Clinic software for appointments, patient records, prescriptions and follow-ups, with online booking and SMS and WhatsApp reminders. - [AI Voice Agent](https://www.cyberzio.com/products/ai-voice-agent): A phone assistant that answers business calls day and night on the existing number, books appointments, takes messages and calls back missed numbers. - [TOKENN](https://www.cyberzio.com/products/tokenn): WhatsApp queue and appointment booking for clinics, by Cyberzio Innovations. Patients get a token and live wait updates on WhatsApp; any Android TV shows the queue. ₹1 per patient token, no monthly fee. Product site: https://tokenn.live - [TurfAccess](https://www.cyberzio.com/products/turfaccess): Online booking desk for turfs and sports venues, by Cyberzio Innovations. Players book on a link or WhatsApp and pay the venue directly by UPI, with no commission. Booking credits from ₹599 for 50 bookings. Product site: https://turfaccess.com ## Buying guides - [All buying guides](https://www.cyberzio.com/guides) - [Pawn shop software in India](https://www.cyberzio.com/guides/pawn-shop-software-india): what a pawn or gold-loan shop needs from software. - [How to calculate gold loan interest](https://www.cyberzio.com/guides/gold-loan-interest-calculation): monthly and daily methods, part payments and renewals, with worked examples. - [POS software for retail shops in India](https://www.cyberzio.com/guides/pos-software-retail-shops-india): billing speed, UPI, stock and day-end reports. - [GST billing software for small shops](https://www.cyberzio.com/guides/gst-billing-software-small-shop): what a GST bill shows, regular vs composition, what software must do. - [Wholesale billing and stock software](https://www.cyberzio.com/guides/wholesale-billing-software-india): retail vs wholesale, piece/dozen/box units, GST, e-way bills and party ledgers. - [Clinic OPD software in India](https://www.cyberzio.com/guides/clinic-opd-software-india): appointments, patient records and reminders. - [Clinic queue management in India](https://www.cyberzio.com/guides/clinic-queue-management-india): paper tokens, token machines and WhatsApp tokens compared. - [WhatsApp token system vs token display machine](https://www.cyberzio.com/guides/whatsapp-token-system-vs-token-machine): cost and patient experience side by side. - [AI voice agent for business in India](https://www.cyberzio.com/guides/ai-voice-agent-business-india): 24/7 answering, booking and missed-call callbacks. - [Fixing missed calls in a small business](https://www.cyberzio.com/guides/missed-calls-small-business): five options compared. - [Turf and box cricket booking software](https://www.cyberzio.com/guides/turf-booking-software-india): online and WhatsApp booking, direct UPI with no commission. ## More - [Full text of this site](https://www.cyberzio.com/llms-full.txt): every product, guide and FAQ answer in one Markdown file. - [Questions and answers](https://www.cyberzio.com/faq): setup, products, pricing, support and data safety. - [Customer stories](https://www.cyberzio.com/case-studies) - [Contact](https://www.cyberzio.com/contact): WhatsApp is the way to reach Cyberzio.